Mike_m, Patrick, and Jetcity, I don't cash out yet, because I'm still hoping that this market puts in a bottom soon and I will eventually be working while my account grows with the market. I know that many believe that the market is not going anywhere but down, but I think that there is still hope for it. I have learned, since my NVDA mistake to put in stop limits. I also sell into the rallies now. I am currently in cash, since yesterday morning. Lately, I have been making a pretty good profit. My goal is to get my account level up to at least 50% to 75% before I cash out. If it becomes clear that it's not going to work I will cash out. I have a definite account level that I will not pass, just in case.
Thank you, but I don't need the counselling. I just need to pay my debt off and make my payments on time. I don't want to consolidate, because I don't want my credit report to be reflective of someone who couldn't pay off their debt without intervention. I think that it would be better if my future mortgage company looks at my report and sees that I paid off a large amount of debt without any outside help. I have good credit now, I just have a lot of it.