I do personally know people who booked through a "club" at Church. The "club"/Church made a commission. They do exist. YTB Have laid off some employees. AND I wouldn't buy shares with your money. BUT it wasn't a scam from the beginning. It grew as the agents were signed. In-house administrative hires grew into the hundreds and they outgrew their offices in Edwardsville,IL. They bought a vacant former K-Mart in Wood River, IL and have spent hundreds of thousands renovating it. So, imo, it doesn't measure up to a scam. The business plan was geared to them and a few "up the ladder leaders" making money from the fees paid by thousands of associates, not from the travel industry. Not much different than some other direct marketing companies. One of my Son's got caught up in the "get rich" ploys touted by AMWAY. They're still in business.