United Western Bancorp (UWBK) of Denver, Colo. was ranked #97 among the largest 100 publicly traded thrifts by SNL. Shares closed at $1.05 Monday, down 62% during 2010.
Capital and Liquidity: The company is not a TARP participant. Main subsidiary United Western Bank reported a Tier 1 leverage ratio of 6.63% and a total risk-based capital ratio of 9.18% as of March 31. That second ratio needs to be at least 10% for most banks and thrifts to be considered well capitalized by regulators.
For United Western Bank, capital ratio requirements are increasing, as informal memorandums of understanding with the Office of Thrift Supervision require the thrift subsidiary to achieve a minimum total risk-based capital ratio of 12% by June 30.