100 years ago they did not have the technology we do today. Also the PPS of gold is going ot make a huge differnce and we all know gold is not only high but expected go go alot higher in the years to come as a lot of countries currencies fail due to all of the overspending of money that does not exist. I myself would never keep my cash in CD's like I always used to, I also always had a huge gold position to balance out my portfolio, however today with what our polititians are doing to this country I am only holding gold and only keep enough cash in my accounts for what I need weekly. Anything extra all goes to gold investments, physical and stocks I own.