Not in total agreement with you on this one... I've walked away from too many hairy situations to believe that luck had nothing to do with it. There was no other rhyme or reason. At times, I find it hard to believe that I am still walking around physically unscathed.
I know that "I'm the one who's going to die when it's time for me to die"... (Hendrix)
"So let me live my life... the way... I want to."
Luck of the draw when we leave this planet.
Bad things happen to some very fine people... I refuse to believe there is a reason for it other than learning to make lemonade out of life's lessons.
Some can. Some cannot.
Separates the survivors from the wasted.
As I read this... think there may be some truth to what you put forth.