OT re: Only the very wealthy retired could afford nursing care. If you include the qualifier "decent", as in: "Only the very wealthy retired could afford decent nursing care", this is true today. Have you visited a nursing home these days? greg <img src=http://intel.speedera.net/www.intel.com/homepage/images/logo2.gif> - <a href='board.asp?board_id=369'>#board-369</a> <img src=http://www.macroserve.com/Grateful/beardnc.gif> - <a href='board.asp?board_id=1329'>#board-1329</a>