Yes, and not only that, they promised months ago that it was razor close. If they had these forms that needed to be filled out, they would have made you do it months ago, but even more suspicious, they already HAVE your information....why now all this craziness....???? Answer: To make you all feel like this is progressing...it's psychological manipulation. I'm not negative...just someone who can tell what's going on. You guys are getting too anxious, and they know it...they need more time to bank more....and keep this scam going.