If you cash out and have cash in hand then like you say with that days evaluation your money will worth nothing but if you stay invested in KATX or each time you sell some with that days value you convert it to gold your in good shape for example considering todays gold price and the pps when gold is 4500 in 5 years without adding any other value into the comp the pps will be much higher then what it is SO STAY INVESTED CASH IS WORTHLESS GOOD LUCK