Biotech Values

[drbio45]

Gaming the system

Second, coverage is not immediate. Apply today, you'll wait 30 days for it to kick in. You'd be forced to pay for the uncovered bills in the meantime.

If I were an insurance company I would start a new class of thirty day insurance policies.

if insurance doesn't kick in for thirty days a person could be wiped out if they break a hip or have a sudden problem like a heart attack or stroke. An insurance company could probably make a fortune charging 400-500 dollars a month for thirty day policies that would cover these kinds of problems until the person gets a new policy that covers pre existing conditions after thirty days.

It would alleviate the mind of a person like myself that could lose all of their assets for a thirty day hospitalization and surgical expenses.