Biotech Values

[mouton29]

<<If there is no provision to prevent this, than the insurance industy in the US will go bankrupt>

I'm curious how this will work in practice in common fact patterns. If your employee covers you, how do you go about canceling and getting the benefit of the savings? Will your employer allow to cancel and reinstate? If you have a heart attack/stroke or are otherwise incapacitated, how do you go about applying for insurance? Maybe a whole new industry of insurance gaming facilitators will arise, you authorize them to apply on your behalf as rapidly as possible in the event of an emergency.