Well, Lee, in that case all I can do is remind you of some wise old sayings that have stood the test of time, to wit:
"Fool me once shame on me, fool me twice, shame on you."
"Forewarned is forearmed."
"A fool and his money are soon parted."
"A penney saved is a penney earned."
"If you put your pennies away for a rainey day, don't live in California where you may never get to spend them." Ha, I made that last one up, but you get the idea.
Newly