thanks! for the details Jon . . . I am very well versed in all option strategies ... and was mostly asking so that other readers would be clear as well. Yes, I usually find that the Debit Spreads IN the direction of the Signal gives you more gains with less risk. If the underlying price action goes against you ... it could really start turning into a loss with your Short option losing money so fast. In the debit spread, I usually experience a slower loss because both options are getting more out of the money and both of their Deltas are sinking quickly. BUT, the biggest reason is not having the risk of more major losses if the Short option of a Credit spread gets in the money. Anyway ... just wanting to hear your thoughts on the Credit Spread which is much more rarely used by others to ask about. Thanks !!!!!!