Re: "...you don't have Don to watch over the expenses."
Apparently, DR didn't do as well on that score as his apocryphal reputation for frugality would have it. DR's overgenerous allotments re LTC and consultant fees presumably bolsters that argument. For my money, I am more comfortable with current management group.
These are only my opinions and sentiments, not an endorsement to buy or sell anything. Buying stocks is risky; you could lose all of your investment. Always do your DD.
Buying gold won't save your soul, but it could save your skin one day.