Zeev Hed, Thank you for your reply on Sunw. It will be duly noted. I have "PAID" for my education in the markets well. I have often joked with my son that the cost of education only begins at the time of paying the tuition. The real cost begins later, when you have money to invest and "know" what you are doing. Your advice was marked "Paid" in a joking manner. Thank you for your analysis , it is truly appreciated. Philip D. Hart.