I think the Merril call on lower interest rates may explain their performance Merrill Lynch: Sees 3.5% 10-Yr. Treasury in '05 <A HREF="http://www.investorshub.com/boards/read_msg.asp?message_id=4468084" target="_blank">http://www.investorshub.com/boards/read_msg.asp?message_id=4468084</A>