That my friend is the best money you can spend...paying off the mortgage. It frees the mind , spirit, and pocketbook for more interesting and valuable pursuits.
And if it can't be paid off quickly, at least pay it down based on a 10-15 yr
This way equity builds much more quickly .
And as we all know, it only takes a few more bucks a month to pay it down in less than half the time.
Usually , that's money otherwise wasted on frivolities, not missed at all.
The white man seeks to conquer nature, to bend it to his will and to use it wastefully until it is all gone and then he simply moves on, leaving the waste behind him and looking for new places to take. Chiksika (Kispokotha Shawnee),March 19,1779