I like your ideas going forward. It will help those of us that are still fairly new in transitioning from what were small acounts say 1-5k into accounts that are in the 25-50K range. I'm realizing the pardigm doesn't change but the overall management does. I can't name another place where you can earn while you learn! I will complete my first year in WU March of next year. It will be interesting to see where I'm at after one year of serious work at WU. It's been a hoot so far!!!