Zeev's Turnips Patch-No Politics (ZEEV)

[Zeev Hed]

lostalot, I think she is making the wrong decision. If these are monthly contributions, it is a little late IMTO to shift policy, around here, and maybe even lower, she will get more shares of whatever she is getting in. When you do monthly contributions and your time horizon is more than 5 to 10 years, I think that consistently (every month) buying with a portion of your 401k a diversified fund, even a growth fund, is actually a wise approach. Only when one is getting pretty close to the time that these funds will need to be accessed, one should worry about the immediate short term (2 to 5 years) direction of the market.

Zeev