Zeev: You are more confident with individual stocks now than index tracking stocks? My fear with individual stocks is the next fraud blowup, so I avoid. Currently long USPIX and BA, bought post 9/11. That's it! Good luck to you. Hunch: Once lost, confidence is tough to regain. <A HREF="http://cbs.marketwatch.com/news/story.asp?siteid=mktw&dist=mktwsnap&guid=%7BBBEF35D0%2D52F8%2D41C9%2DB45A%2DFB95A724B986%7D" target="_new">http://cbs.marketwatch.com/news/story.asp?siteid=mktw&dist=mktwsnap&guid=%7BBBEF35D0%2D52F8%...</A> Rebuilding trust is a process, and a long one at that.