Diamondguru-one, no I don't think so... Right now, none of the banks can give away billions of dollars in cash.. That would hurt their balance sheets and the government oversight would increase... that's not what the banks want right now. In addition, the FDIC is broke... So if the FDIC can't get a big loan from treasury, then JPM will have to cover the whole settlement by issuing stock... about 550M shares to cover a 3:1 WAMUQ to JPM stock swap.