I think a bunch of us disgruntled people should get together and develop our own retirement scam. If we use our imaginations we can come up with SOMETHING that sounds spiffy like a Russian diamond mine. We'll issue say 500 million shares and we'll hire some pumper firms (Quality Stocks, Penny Picker etc.)to tout the living crap out of it. We can finance our retirement and the kid's education. By the time they find out it was a hoax, we will have found safe haven someplace with no extradition treaty not that it makes any difference. The SEC, FINRA the DOJ, all powerless. Look how many fricking thieves have gotten away with it. What the hell, everyone else is doing it. What are we, chopped liver ?
When you know a thing, to hold that you know it; and when you do not know a thing, to allow that you do not know it - this is knowledge.
Confucius, The Confucian Analects