Risk-Based Capital (12/31/08)
Total Capital (to Risk-Weighted Assets)
$579,506,990 26.04%
=> 10.0% Well Capitalized
Tier 1 Capital (to Risk-Weighted Assets)
$551,337,012 24.78%
=> 6.0% Well Capitalized
Tier 1 Capital (to Average Assets)
$551,337,012 16.18%
=> 5.0% Well Capitalized
If you are not an Enterprising Investor, become one. It really can pay off!!!