I think I am more upbeat than you but I am here not there ... still hoping for my preferred outcome of draining the crap out of the system ie.. deflation after deflation :O) and lots of saving.. .. reduced expectations.. with no collapse..
Consumer sentiment down... so folks are saving more still.. that's bad ? ... according to 'experts on the tube' :O) Imagine folks keeping their horns pulled in and getting responsible... madness I say... LOL
So are you planning on Northern exposure .. or southern ?