This board was way ahead of the crowd and that is where you have to be when you invest your money. Did I sell my US real estate in 2006. Yup. Did I invest in a country that did not make loans to people that could not possibly repay them? Yup. Did I get out of all my toxic stocks before the crash? Yup. Am I a lot smarter than people that got trapped? Nope. I just do not read or listen to talking heads for my information. That is the same reason we know all about pump boards and hype on message boards. The majority is always wrong and they voted Obama. The minority takes the money.