OK AJ, when the market goes down there are those that are selling at the top (and shorting) however is the profits took from these equal to the amount of investors monies it took to drive the prices to the higher levels? I was involved in a conversation which this topic was brought up and could not answer it. I know of at least one individual that was surprised to know his loss was not just an evaporation of funds but much if not all was in someones elses pocket right now.