Justify your words in whatever manner you may, it is of course a message board full of different opinions. I would think that if you have the knowledge and benefit of knowing anymore than the next investor on this board , that you would be apt to share some of your due diligence as well. I have personally taken flights to different companies that i invest in , so why is so hard to believe someone might actually pick up a phone. Actually you state you have spoken to her as well, and i respectfully give you the benefit of the doubt. If the consensus here is a long term investment that rewards shareholders, then i dont understand why you would want to disrupt that. FWIW, i think joe is one in a million, very few investors take the time to do any homework these days, why you want to add friction to what has been a great board for discussion and due diligence on FVRL(MMR) I DONT UNDERSTAND!