sms8432, I presented your question to several TIGR shareholders on the HSM board. The answer to your questions should be in this thread I started and several members replied: <A HREF="http://www.hotstockmarket.com/board/cgi-bin/yabb/YaBB.pl?board=Stockstips;action=display;num=1087518612" target="_blank">http://www.hotstockmarket.com/board/cgi-bin/yabb/YaBB.pl?board=Stockstips;action=display;num=1087518...</A> greatday8