here is one bank that beat the OTS. in a take over. <a href="http://query.nytimes.com/gst/fullpage.html?res=9C0CE1D81138F935A3575AC0A966958260" target="_blank">http://query.nytimes.com/gst/fullpage.html?res=9C0CE1D81138F935A3575AC0A966958260</a>