Lib... It doesn't look like ffgo is affiliated with Ready. FFGO looks like just a vendor dealer for Ready Financial. Or what is called an affiliate, where the affiliate advertises and sells Ready Financial products. Lumb does have a penchant for naming his companies similar to or just like other companies. This could be done for the purpose of close name branding, or just to be deceiving. The closeness of the names does make one think they could be related as well...