It's a great idea and most likely a profitable idea for Ihub. However, those designated as IRP's should probably be required to hold the proper brokers license. I think it's a Series 7. That would keep everything on the up & up. If I'm not mistaken , in order to be a so called "promoter" you must be properly licensed.
Please do not make investment or trading decisions based on what you read from a stock board. Do your due diligence before buying any stock especially a penny stock. The stock market is where money is transferred from the impatient to the patient