Okay nightn, you can think whatever you want, if you're wrong I won't be coming on here saying told you so, and if you're right good job.
I posted what I thought was relevant, and I think everyone knows how I feel about this already.
My answer to that question is simple, the market can still rally with some insitutions in trouble, I'm not sure where you get the idea that if a few are in trouble the whole market will tank.
To be successful in the trading game, find a sound strategy and then learn and understand the rules of your strategy.