Here is a piece written by Joe Nocera in the NY Times, he states my refutation far better than I can. Plus is saves a heck of a lot of typing. <VBG> <a href="http://www.nytimes.com/2008/06/28/business/28nocera.html?_r=2&hp=&adxnnl=1&oref=slogin&adxnnlx=1214670199-jL6Eyx9nNaooPoS1VKwNGg" target="_blank">http://www.nytimes.com/2008/06/28/business/28nocera.html?_r=2&hp=&adxnnl=1&oref=slogin&adxnnlx=1214670199-jL6Eyx9nNaooPoS1VKwNGg</a> Fan. <!--Beg_Sig-->