OM, on oil prices, check this out starting at around 3 minutes: <a href="http://www.cnbc.com/id/15840232?video=776858146&play=1" target="_blank">http://www.cnbc.com/id/15840232?video=776858146&play=1</a> It's an oil driller that says that the price of oil from day to day is set by speculators via the psychological effect (my paraphrase).