Jim,Home prices are actually holding up well in NE PA also.That is only because the bubble never happened here.I drive around a lot with my biz and notice many regular homes for sale.I think people are anticipating higher heating bills next winter and are getting out.Lots of fixed income/elderly here.As far as biz goes.Last month comps for April,I crushed my 07 numbers.This month bites and am giving it back+.The Stimulus checks(I estimate at least 80 million out)have had no effect for my biz or for anyone else(Polled 30+ small/corporates).People are holding the money or paying past due bills.That is what I am hearing from many.Bob