Thank you for taking the initiative to make the call gia. Can you think of anything else at all that this attorney said on the phone that might give us a clearer picture. I know you're afraid to misquote him. I undersatand. Promise we won't say you quoted him ...it's just that any small details/information right now helps enable us to piece together the situation to help us understand. Ignorance is not bliss at this point. Thanks again.