This is always confusing. The way I understand it, a stock trades with the dividend attached to it until the Ex-date, so you can't sell it until then if you want the dividend. The Record Date is sometimes used by the company and sometimes not, so to be safe I would buy it before the Record Date and hold it through the Ex-Date. Sometimes you can get away with buying after the Record Date if the company doesn't assert it, but you must hold the stock until the Ex-Date or you give up the dividend. Anyone, please correct me if I'm wrong.