Juanly, that is a sad story about the circumstances around your husbands death and the ill timed trade of FGOVF. I am sorry for your loss.
In looking for a possible stock to explore, I checked the charts of FGOVF and noticed that the last time it touched as low as $1.06 was on August 16. As you probably remember at that time PHGI was trading at then all time lows of ~.02. It was not until more than a month later that the all time lows of PHGI were cut in a third again to see .0065 trades.
Perhaps you could clarify some confusion and pinpoint the date you sold FGOVF at $1.06 to buy PHGI at .0065?
Or did you sell FGOVF because you just knew that PHGI would shave another 1/3 off it's then all time lows in very short order, and you just knew you would be able to buy at .0065 soon enough?