WEALTH UNIVERSITY

[fenian32]

This letter is being sent to inform you that on trade date 01/10/2008 your
account A03-***** incurred a day trading call in the amount of $2722.36.
Due to this call your account will only be able to trade at 1 times buying
power. All opening positions will be held aggregately at a 100%
requirement, until your DT call has been met, which is due on 01/17/2008.
The trading software will help you to monitor this requirement, but ultimately
it is your responsibility to see that you do not exceed your daily cash
balance. If you have any further questions, please feel free to call the
margin department at 1-800-MY-TRACK ext 3089.