I notice that when financials go down, LPHI goes down too. I think a lot of institutions are in LPHI and dump it along with their other financials when financials are weak, and buy it when they run. So many other financials have GARBAGE "earnings" and LPHI is getting lumped in with them. Remember, a lot of these institutions have hundreds of stocks and don't do deep enough DD that is required to find out the LPHI is actually the ANIT-FINANCIAL, as it actually BENEFITS if anything from a recession and mortgage meltdown.