Hi Choo Choo Guy: So I talk with IB today. Tel' 'em my progble, AGAIN. "AH, they intone, upgrade from the 3.1 version to the 4.1 version." "But fellas," I say, I don't have the 3.1 version; I've NEVER had the 3.1 version." "OH," they sais/ It;s been a heckuva day.