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[Stock Lobster]

It was the bank manager of my mothers bank in South Carolina who explained it to me.

I have tried to verify it on any website, but there is no mention of how payments would be made

However, knowing how underfunded so many plans are, I wouldn't be surprised if they have the option to extend payments out over years

The FDIC system was meant to handle one or two bank collapses.

The big question is what if a number of banks were to close in an unexpected national banking crisis? The system wasn't created for that degree of stress