I crossposted the issue over here <A HREF="http://siliconinvestor.advfn.com/subject.aspx?subjectid=55439" target="_blank">http://siliconinvestor.advfn.com/subject.aspx?subjectid=55439</A> And one person brought up the point that government deciding that certain unwanted events are mistakes that should not be paid for will be a trigger for a malpractice suit and be used as evidence in such a suit.