<<<What an idiot!! And I've been doing this all year. I've probably short changed myself to the tune of several thousand dollars.>>>
You're no idiot Warp. As proof I offer the fact that, since your little revelation not one person has chimed in to say, Gee, doesn't everybody know that?, as folks on online message boards are want to do.
<<<I've probably short changed myself to the tune of several thousand dollars.>>>
Nay! I say NAY! Do not speak it so. Say it thusly instead:
I've just figured out a way to make many more thousands of dollars in the future.
(:
augie
p.s. Everybody should have a bichon -- Prozac on four fuzzy feet. {g}
p.p.s. I've been reading the series upon which the film "Master and Commander" is based, thus explaining my somewhat archaic phrasing in the above post.