33. A finance system for automatic processing of a transaction pursuant to at least one of a stock option plan and a stock purchase plan, the finance system comprising: a volatile data storage for storing participant information pursuant to a data transfer from a non-resident, nonvolatile database; an interface system for interacting with a participant regarding a requested transaction; a rule system for processing transactions with a trading system in accordance with at least one set of transaction rules; a confirmation system; and a journaling system.