good distinction. the info i got(new TA) was obviously from a rep who has probably been fired for their screw up of giving out this info prematurely. on the 2nd call to TDAM my friend was on a 3 way call with Select and TDAM (without the knowledge of Select). when they realized my friend was on the line and a shareholder they abrubtly ended the call. Select is still (or the time of the call) the official TA, but both Select and TDAM confirmed a change was in process. However, i would imagine both are not going to make the mistake again until all is official. hubluv