It is evident that many people find this summation most excellent. Myself included. I appreciate your efforts!
I do find objection to your claim "Regardless of the arguments against the company, they have over $100mm in the bank and that has been certified to be true by the Panamanian government (the documents are available on the Panamersa website)."
This is incorrect. The government has provided no such certification.
I am not here to bash, or in away way, attempting to belittle your summation. I am merely pointing out an inaccuracy that you may not be aware of.