Rocket Companies Inc (RKT)

[Royal Dude]

For our p's $ 10,000 per share

The information in this prospectus supplement is not complete and may be changed. This prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not permitted.



SUBJECT TO COMPLETION, DATED APRIL 30, 2026



Prospectus Supplement

(To Prospectus dated April 10, 2025)



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DEPOSITARY SHARES

EACH REPRESENTING A ONE-TENTH INTEREST IN A SHARE OF

% FIXED-RATE RESET NON-CUMULATIVE PREFERRED STOCK, SERIES PP



We are offering depositary shares, each representing a one-tenth interest in a share of our perpetual % Fixed-Rate Reset Non-Cumulative Preferred Stock, Series PP, $1 par value, with a liquidation preference of $10,000 per share (equivalent to $1,000 per depositary share) (the “Preferred Stock”). Each depositary share entitles the holder, through the depositary, to a proportional fractional interest in all rights, powers and preferences of the Preferred Stock represented by the depositary share.



We will pay dividends on the Preferred Stock, when, as, and if declared by our board of directors or a duly authorized committee of our board, quarterly in arrears, on , , and of each year, beginning on . From the original issue date to, but excluding, , we will pay dividends when, as, and if declared by our board or such committee at a rate of % per annum, beginning on . From and including , for each reset period (as described in this prospectus supplement), we will pay dividends when, as, and if declared by our board or such committee at a rate equal to a five-year treasury rate (as described in this prospectus supplement) as of the most recent reset dividend determination date (as described in this prospectus supplement) plus a spread of % per annum, beginning on . Dividends on the Preferred Stock will not be cumulative. Upon the payment of any dividends on the Preferred Stock, holders of depositary shares will receive a related proportionate payment.



We may redeem the Preferred Stock on any dividend payment date on or after , in whole at any time or from time to time in part, at a redemption price equal to $10,000 per share (equivalent to $1,000 per depositary share), plus any declared and unpaid dividends, without accumulation of any undeclared dividends. We may also redeem the Preferred Stock after a capital treatment event (as described in this prospectus supplement), subject to regulatory approval. If we redeem any Preferred Stock, the depositary will redeem the related depositary shares.

https://www.sec.gov/Archives/edgar/data/19617/000119312526194177/d932835d424b2.htm