In a retirement account, you should never intentionally buy (or hold) shares in a company you know or strongly suspect is a scam in your retirement fund . VXIT is a SCAM, not suspect. Doing so is a terrible idea Scam companies , which VXIT is) are designed to enrich the perpetrators, not investors. Once exposed, the stock often collapses to near zero or becomes worthless, wiping out your investment. Retirement accounts are meant for long-term growth and preservation, not gambling on obvious frauds.