I literally have seen Lehman's books and have been aware of the statements and had time to think about this for 5 years now. I'm good with my conviction. You can't really do much more - the things happening now are domino effect. No one is waiting until 2029. Go look at how things ended the last day read a few statements by Fuld - I prefer Sep 1, 2010 then do some digging. Lot's of good info from others here.