KINS re 'why are so many other companies exiting this business if it's so profitable for KINS?'... if things continue to go well for the Long Island (and Florida too) prop and cas insurance sub-sectors, than sure, competition will eventually move in and pricing will be pressured. But who knows when.. I mean for me everything is shortish term in trading. I certainly made dozens ... or more trades on KINS from I think the one's up to $21.95. Just hope I don't get caught with a ton of shares 'averaging down' when at some point, the shite hits the fan... and I sure wish I had the forethought and conviction to just those shares at $1.25 and hold all the way up. Unfort, I seem to lack conviction. Sometimes that helps though.